Excellence in Administration Dedication in Service
PlanAm’s reinsurance programs can also eliminate any financial risk that a you may have, as to the cost of your dental plans, if desired. Contact our team today for a stable, cost-effective benefit for your employees and dependents.
Who We Are
Having over sixty years of combined leadership experience in the field, PlanAm’s staff has been at the forefront of development in the industry. Its leaders have been founders and officers of the National Association of Dental Plans, the National Dental EDI Council (NDEDIC) and other organizations both nationally and internationally. We are proudly 100% American owned and operated. Our commitment is to Excellence in Administration and Dedication in Service. We look forward to collaborating with you on the needs of your company, employees and their dependents.
What We Do
The PlanAm Group of companies was created to provide state-of-the-art dental benefit programs to its large employer and Taft Hartley clients. Utilizing technology to share oral and general health care information, aiding in whole body wellness.
Subsidiaries
Plan Administrators of North America
Plan Administrators of North America “PANA” is a national Third Party Administrator working with large clients to implement and administer state-of-the-art self-insured dental programs. Utilizing recent advances in technology, the Company can provide more accurate and faster claim adjudication while focusing on unnecessary or redundant costs its clients may normally incur. Working in conjunction with our reinsurance company, if desired by a client, any financial risk for these innovative programs can be minimized. As dental science continues to integrate oral health into general health, PANA can work with its clients to make certain such benefits can be integrated into their dental programs.
PlanAm RE
PlanAm RE is a U.S.-based reinsurance company providing aggregate stop-loss insurance coverage for our self-insured dental benefit plan clients. Aggregate stop-loss insurance limits our clients’ maximum liability for incurred dental claims providing predictability of costs. Through a set monthly fee, we enable our clients to plan their cost-of-care budget for the entire year. Clients will always know the maximum amount of claim dollars that they will have to pay. This, combined with the administration of their program through Plan Administrators of North America, will yield a stable, cost-effective benefit for their employees and dependents.

Fred L Horowitz, DMD
Chairman & CEO
About Fred
About Bill
Bill Noonan, has served in various roles in his career in the hotel and resort industry, most recently as the Senior Vice President of Boyd Gaming. Mr. Noonan had previously served as the City Manager for the City of Las Vegas. He holds a Masters Degree in Public Administration from the University of Kansas. His involvement in leadership of numerous organizations includes serving as Chairman of the Las Vegas Metro Chamber of Commerce, member of the Las Vegas Global Economic Alliance, Vice Chairman of the Nevada Resort Association, Trustee of the Las Vegas Culinary Health Fund, Trustee of the Southern Nevada Culinary and Bartenders Pension Fund, and member of the Board of Trustees of University Medical Center, the state’s largest public hospital.

William Noonan
Director

Kathy Silver
Board Advisor
About Kathy
Ms. Silver has been involved in healthcare for over 40 years, 30 plus of which have been spent in Las Vegas. She served as the President of the Culinary Health Fund from 2011 through 2021. The Fund provides health benefits to 135,000 members and dependents of the Culinary Union Local 226 and Bartenders Union Local 165. Kathy oversaw the development and opening of the first of several Health Centers serving the Culinary members in Las Vegas. Prior to the Culinary Health Fund, Kathy was the Chief Executive Officer of University Medical Center, the state’s largest public hospital, and home to the state’s only Level One Trauma Center, Burn Unit and Kidney Transplant Program. Kathy holds a BS in Healthcare Administration, and a Masters in Business Administration. She is also a Fellow with the Healthcare Financial Management Association and a Fellow with the American College of Healthcare Executives. She is the Past-Chair of the Nevada Donor Network, and the Co- Chair of the Board of the Health Services Coalition, which represents approximately 360,000 self-insured employer lives in Clark County.
About Kenneth
Mr. Heck received his M.B.A. from Columbia University and is a Certified Financial Planner (CFP©) Chartered Retirement Plans Specialist (CRPS©). In New York City, he had held various institutional positions at Goldman Sachs, JP Morgan and Smith Barney. Seeking more personal interaction, Ken left Wall Street and established a wealth management firm in Las Vegas. Also, upon arriving in Las Vegas, Ken pursued his passion for education and became an Adjunct Professor of Economics at UNLV. Ken is a Co-Founder and President of the Economic Club of Las Vegas and serves on the Economic Advisory Board for the UNLV Center for Business and Economic Research (CBER).

Kenneth Heck
Director & Treasurer

David Kochman
Board Advisor
About David
Mr. Kochman serves as Senior Vice President, Chief Corporate Affairs Officer for Henry Schein, Inc., a Fortune 500 Company and the world’s largest provider of healthcare solutions to office-based dental and medical practitioners. In that position he is responsible for Company’s global Communications, Professional Relations and Strategic Partnerships, Government Relations, Public Policy, Sustainability and CSR, Team Engagement, Customer and Employee Experience, and Creative Services functions, as well as the management and administration of projects and initiatives originating from the Office of the CEO. Previously, David acted as the General Counsel and Corporate Development Officer for a privately-held company in the regulated consumer products industry, and was a Partner in the New York office of the international law firm Reed Smith. Before law school, David worked in Jerusalem for the Deputy Speaker of the Israeli Knesset. David is actively involved with numerous charitable organizations focused on health care and criminal justice, and has received many awards recognizing his dedication to public service. He has represented death row inmates in post-conviction proceedings, and serves on the Board of Directors of both MedShare International and The Fortune Society.